What is personal injury?
Find out more about what constitutes a 'personal injury' and what you could claim for. For more information about personal injury claims, see our full Resource Library
Personal injury is the common term that is used to describe injuries sustained from a variety of accidents.
These types of injuries tend to include:
- injuries suffered at work or in public places
- injuries sustained during a road traffic accident
- an injury received as a result of faulty goods or services
- an injury due to errors made in the prescription of hospital treatment
- injury suffered by a victim in the course of a crime
The term ‘personal injury’ can refer to back injuries, broken bones or ribs, infections and even diseases like asbestosis.
Although personal injury tends to relate to physical injuries, psychological injuries can also be included under the ‘personal injury’ banner.
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Who can make a personal injury claim?
Providing the accident that caused the injury was not your fault and it happened in the last 3 years, then you can make a personal injury claim.
A personal injury claim can be made if you have sustained injury after an accident at your workplace, in a road traffic accident, fell over or tripped/slipped in a public place, or if you have received negligent medical treatment.
If you have suffered an injury due to the negligence of another party then you may need to consider the following:
- Making a complaint against the person or organisation you believe was responsible for the injuries
- Making a claim for compensation to cover losses you may have suffered as a result of the injury
- Immediate financial problem claims arising as a result of the injury. For instance, if you are unable to go to work due to the injury, you may need to be paid for your loss of earnings
- Contacting an expert organisation to offer you support and counselling and to guide you through the personal injury claim process
Why should I make a personal injury claim?
Suffering any form of injury, illness or disease due to the negligence of someone else is always an unfortunate and distressing time.
It’s at this time though that you need to think carefully and decided whether to make a claim for compensation.
There are lots of reasons why an injured person may decide to make a personal injury claim. One of the main reasons is to achieve a sense of justice; whether it is for themselves or a lost loved one. This can really provide peace of mind to any victim of a personal injury and can bring a sense of relief. It can also ensure that whatever negligence led to your accident won’t happen again to someone else.
Personal injury claims are also made because the victim requires financial compensation. An injury usually means having to take time off work, which can mean loss of earnings, as well treatment and rehabilitation costs – all of which can be claimed back from the responsible party.
If you decide to go ahead with making a claim, then it is important that you contact an expert personal injury specialist. Choosing a personal injury specialist can offer you professional help and support.
How is compensation worked out?
If you are unfortunate enough to have suffered a personal injury that wasn’t your fault, then you may be entitled to claim for two types of compensation: general damages and special damages.
General damages – these compensate you for the pain, suffering and loss of amenity (PSLA) suffered by you as a result of your accident. The amount of general damages for PSLA you will be awarded is set by the Courts, and can be negotiated between your personal injury solicitor and the defendant’s insurers. What you will receive will depend on how much of an impact your accident has had on your life your life in terms of the severity of your injuries and the extent of your symptoms or disability.
Special damages – these compensate you for any proven past and future expenses you may have incurred as a direct result of your injury. Special damages tend to include loss of earnings, medical care and costs, rehabilitation treatment, travel expenses, vehicle repairs and damage to clothing or personal belongings.
How can CL Legal help you?
If you think you have a case or simply require further assistance with your personal injury claim, get in touch with us today...
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