How and where do road traffic accidents happen in Liverpool?

How and where do road traffic accidents happen in Liverpool? To get a clearer understanding of the road traffic accidents that happen in Liverpool, we conducted a study analysing every accident on Liverpool roads that was reported in the Liverpool Echo over the past year. We carried out the study to answer the following questions: What date and time are accidents most likely in Liverpool? What roads and areas in Liverpool are more likely to have car accidents? What types (make/model) of vehicles are more likely to be involved in Liverpool road traffic accidents? When and where are car accidents that lead to injuries most likely to happen in Liverpool? We pored through all the available data to produce this report: Liverpool car crash accident statistics 2015/16 Here’s a quick breakdown of our findings… Liverpool road traffic accidents are slightly more likely to happen in the spring and summer months, with March and July seeing the highest amount of car crashes on Liverpool roads. The morning rush hour is by far the most dangerous time to be on Liverpool roads, with more accidents happening before 9am than at any other time of the day. Queens Drive had more than twice as many road…

Insurers not willing to pass on whiplash savings to consumers for at least another two years – Fitch

Insurers not willing to pass on whiplash savings to consumers for at least another two years – Fitch Leading credit ratings agency Fitch has revealed that it doesn’t expect the cost of car insurance premiums to fall for at least another two years – despite the UK government’s ongoing whiplash reforms. Price drops in motor insurance have been expected as insurers pass on savings after the government introduced new proposals designed to reduce the instance of false whiplash claims. However, according to Fitch Ratings insurance premiums will continue to rise because the levels of reserve released that have supported profitability amongst insurers in the past few years are ‘unsustainable’ in the long term. In a recent report, Fitch said: “Premium rates are still below 2012 levels and we believe more rises are inevitable”. Following the then Chancellor George Osborne’s autumn statement, which proposed an increase in the small claims limit and a ban on general damages for soft-tissue injuries, the Ministry Of Justice has been preparing a consultation. However, Fitch’s report states that even if the whiplash proposals are fully implemented then insurers will still be “reluctant to pass savings on to consumers before seeing evidence of reduced claims costs.” It…

Fraudulent whiplash claim leads to 12-month prison sentence for father-of-three

Fraudulent whiplash claim leads to 12-month prison sentence for father-of-three A man who tried to claim £15,000 for whiplash has been sentenced to a 12 month prison sentence after fabricating his road traffic accident claim. The High Court recently heard that Bernard Parmer, a father-of-three, either made or caused to be made a total of six different false statements of truth after traffic accident in the West Midlands in 2012 between a Vauxhall Corsa and a Jaguar. Parmar went on to claim damages for a whiplash injury following the collision, but this claim was contested by the other parties’ insurers AIG Europe on the basis that it was fraudulent. The case originally went to trial in July 2015 at Walsall Country Court, where Parmar and two supporting witnesses were cross-examined. Parmar then stopped attending the trial after the first day, and his solicitors withdrew for want of instructions. His Honour Judge Gregroy said in his subsequent judgement that the claimant made for a ‘patently and persistently dishonest’ witness due to his behaviour on the witness stand, which included avoiding questions, obfuscating the facts and claiming he couldn’t remember certain facts and details. Judge Gregory said: “I unhesitatingly have come to the…

How will Brexit affect UK personal injury claims?

How will Brexit affect UK personal injury claims? Both Defendant and Claimant lawyers in the UK have grown accustomed to applying EU-based directives and regulations on the personal injury claims they deal with, so how might Brexit affect the legal process in the UK? EU Directives These are legal acts outlined in the EU Treaty. Member States of the EU are obliged to put these directives into their national law within a set deadline, and they establish minimum requirements and principles that are fundamental to the EU – which are often outlined in more detail in specific EU Regulations. EU Regulations These are fixed into law by Statutory Instruments and are a form of legislation that allow Acts of Parliament (such as the Health and Safety at Work Act 1974) to be put into practice without then need for Parliament having to vote and pass a new Act. What EU Directives and Regulations currently apply to UK personal injury claims? Health and Safety at Work: Following on from the European Framework Directive on Safety and Health at Work, the UK passed the 1974 Health and Safety at Work Act. That particular Directive is considered a huge milestone in making work environments more safe for…

Landmark ruling in Supreme Court paves the way for insurance companies to challenge fraudulent injury claims

Landmark ruling in Supreme Court paves the way for insurance companies to challenge fraudulent injury claims The Supreme Court has set a landmark ruling for personal injury lawyers and insurers, paving the way for personal injury claim settlements to be challenged if it is subsequently discovered that the successful claimant lied. The ruling applied to a £135,000 settlement in Hayward v Zurich, which has now been set aside with the claimant instead being awarded just £14,720. During the case the court heard that the claimant had suffered an injury at work, which led to what he described as a serious back injury – a claim that was found to have been ‘grossly and dishonestly exaggerated’. After evidence emerged that the claimant had in fact fully recovered from his injuries at least a year before the settlement was awarded, Zurich, the employer’s insurer, claimed damages for deceit. Zurich took the case to the Court of Appeal, but it was ruled that the original settlement should stand as the insurer went in with their ‘eyes open’ and cited the ‘wider principle’ of the finality of settlements. However, that ruling was overturned this week by five Supreme Court judges who unanimously ruled that the…

How much compensation can you claim for whiplash?

How much compensation can you claim for whiplash? Start your claim   If you have suffered a whiplash injury following an accident that wasn’t your fault, then you could be entitled to make a claim for compensation. How much compensation you are awarded can depend on a variety of factors, with the payout being determined by things like how severe your injury is, the level of treatment you require, how much work you have missed because of the injury, the impact the injury has had on your day to day life and so on. No two claims are ever the same when it comes to whiplash, so it is important that you know as much as possible. Below we have put together a complete guide detailing everything you need to know about whiplash claims and compensation amounts. Average whiplash compensation payouts The amount of compensation you could be awarded for whiplash depends mostly on how severe your injury is and how long the effects last for. Below is a general guideline for UK compensation awards for whiplash injuries: Minor whiplash Neck pain for a few weeks to a year – £850 – £2,900 Neck pain for up to 2 years – £2,900 –…

New judgement on interim payments set to benefit future claimants

New judgement on interim payments set to benefit future claimants Judge’s decision sends a ‘clear message’ that interim payments will be interpreted in the claimant’s favour. The first written judgement regarding the award of an interim payment has been granted, suggesting that future claimants and the legal industry are set to benefit. The judgement, which came from judge John Baldwin following the award of £7,790 in the case of Travers v Poole Hospital NHS Foundation at Liverpool Country Court, is the first of its kind since the new ruling on interim payments was introduced in April 2013. The medical negligence case had earlier been settled for £1,500 damages on behalf of the NHS Litigation Authority last year. Following the settlement, the case was transferred over to Liverpool County Court to determine legal costs. In order to secure an early settlement the personal injury solicitors – Fletchers Solicitors – brought the court’s attention to the new interim payment ruling and urged the court to take the new rule change into account when considering the claimant’s request. The firm said the new ruling is likely to be used by future claimant’s to support their request for interim payments, while defendants who want to…

Explained: Carpal Tunnel Syndrome and the exercises which target it

Explained: Carpal Tunnel Syndrome and the exercises which target it An ever increasing number of people here in the UK are being diagnosed with carpal tunnel syndrome, which is in effect belongs to the repetitive strain injury family due to it being triggered for the most part by the recurrent actions of something sufferers engage in on a daily basis. Think along the lines of people whose employment involves being sat on a computer typing throughout the working day, or perhaps someone who’s opted to make music their career and whose favoured instrument is the guitar or piano for example. Other sectors of society more prone to suffering from CTS than others are those who already have arthritis or diabetes, high blood pressure, thyroid dysfunction, pregnant women (up to 50% suffer), people who have sustained a previous wrist injury and those related to individuals who are plagued by carpal tunnel syndrome. That said, almost anyone and everyone is susceptible should they participate in the same wrist action-repetitive chore on a regular basis. In terms of the gender split, research indicates that more women than men tend to be diagnosed with CTS, backed up by NHS-provided figures which imply that in Britain…

Catalogue of employment errors leads to factory worker winning substantial personal injury claim compensation

Catalogue of employment errors leads to factory worker winning substantial personal injury claim compensation Although he wasn’t necessarily considering taking early retirement, an ex-factory worker from North Wales had their retirement plans brought forward in the aftermath of suffering an injury whilst carrying out the duties of their employment role. According to news sources the victim of workplace negligence (on the part of his employers) tripped over a box which had been removed from sight-lines – as they had made their way past a milling machine – only to then slip on a patch of untreated oil, as the victim instinctively attempted to regain their balance. The subsequent slip resulted in the victim tumbling to the ground beneath him, causing him to twist his right knee. Start your claim Request call back This, what you might call, ‘catalogue’ of errors suffered by the victim led to the injured party pursuing a personal injury claim against his employers – professionally aided and abetted by both his union, Unite and a personal injury claims specialist – which recently culminated in him being awarded financial compensation in light of the injuries sustained. The undisclosed figure – said to be of a substantial nature –…

Making a personal injury claim: The key facts you need to know

Making a personal injury claim: The key facts you need to know Forget all about reams of advice on how best to go about making a personal injury claim here in the UK, and instead just have a look at the most important bits; the core components if you like. We’re not going to bamboozle you with needless jargon and overly-elaborate explanations of how to best go about setting the wheels of a personal injury claim in motion, rather we’re going to tell it as it is. Literally affording you the vital facts at your fingertips. Of course with facts, inevitably come figures, and did you know that millions of us Brits are involved in accidents every day? And from a financial perspective this amounts to a sum of £10,680 standing as the average cost of a bodily injury claim, whilst looking at all types of personal injury claims a figure of £2,649 is said to be closer to the mark. Although bodily injury claims only comprise 9% of the total number of claims, they so represent 51% of the total value of claims according to personal injury claims experts. Start your claim Request call back So, I’m assuming that…

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