What is it Industrial Injury Disablement Benefit?
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Industrial injuries disablement benefit, which is often referred to as ‘industrial injury benefit’, is a government funded benefit scheme for people who are disabled due to an accident they suffered whilst at work, or for people who are suffering from certain diseases which were brought on due to an unsafe working environment.
Who qualifies for Industrial Injury Disablement Benefit?
Individuals who qualify for industrial injury benefit are:
- People who are disabled due to accident they sustained whilst at work
- People who are disabled due to an accident they suffered whilst working
- People who are suffering with certain diseases which were brought on by their work environment
The diseases which make an individual qualify for industrial injuries disablement benefit are industrial diseases such as mesothelioma (as a result of exposure to asbestos) or hearing loss (as a result of being subjected to high levels of noise at work – known as industrial deafness).
You should note that industrial injury disablement benefit can be claimed even if you are currently in work or if you choose to go back. People who are self-employed however, are not eligible to claim the benefit.
Another point to make is that to be eligible for the benefit, you must be assessed and have at least 14% disablement. However, as with many things, there are exceptions to this.
How much can I receive?
The amount of payment you receive for industrial injuries disablement benefit will depend on a few things. These include your age and the extent of your disability.
Payment for the benefit are in the form of 10% increments, which start at 20% (disablement of 14-19% are rounded up) and go all the way up to 100%. So once you are assessed and your percentage of disablement is established, the amount you will receive will be worked out.
The minimum amount of payment available if £33.20 per week for people with 20% disablement. The maximum payment for people who are 100% disabled is £166.00 per week.
You can see the full table of payment amounts here.
How do I make a claim?
The first step you should take to make a claim for industrial injury disablement benefit is to download a claim form, which you can find here. You will see that there are different forms for those wishing to make a claim for an accident or an injury.
After completing the form, you will need to provide your National Insurance number and proof of your identity.
After giving the required information, a decision will be made on whether or not you are entitled to receive the benefit. If you disagree with the decision made, you can choose to request a written statement of reasons. After receiving this, you can then appeal the decision. Although you should note that the appeal must be made within a month. For this reason, if you wish to appeal the decision made about your claim, you should seek legal advice as soon as possible.
What do I do if my circumstances change?
If there are any changes to your circumstances then it is important to inform the office that deals with your claim as soon as possible.
The changes in your circumstances which you must declare are:
- If your condition improves significantly
- You change your name for any reason (marriage, divorce etc.)
- You move to a new address
- You go to prison
- You leave the country